When you get a student loan you receive the money now, but you will need to repay the loan later. You or your parents may be eligible for one or more of these loans.
Loans that are backed by the federal government are called Direct Loans. A student may be eligible for a Direct Subsidized Loan, a Direct Unsubsidized Loan, a graduate student PLUS Loan, or a parent PLUS Loan.
Learn About Direct Loans to Students
Learn About PLUS Loans to Parents or Students