Other Benefits

Not all CSU employees who retire from CalPERS will be eligible for the voluntary benefits listed below. Individuals must have already been enrolled in these voluntary benefits as an employee prior to retirement and requested to continue coverage upon separation from CSU service within the timeframes specified below.

Voluntary Life Insurance

Portability: You may be eligible to take your voluntary life coverage (coverage you enrolled in and paid for) with you if you leave the CSU. You may be enrolled in this coverage after employment for as long as the CSU continues to offer insurance from the same provider you purchased insurance with as an active employee. To continue your insurance under this provision, you must apply in writing and pay your first premium within 60 days of separating from the CSU. The cost to you will be the same as if you were an active employee.

Conversion: If you separate from the CSU for any reason, you may elect to convert your voluntary life insurance to an individual policy based on age and amount of coverage. No evidence of insurability is required if the application is mailed within 60 days of separating from the CSU. The cost to you is based on published rates for standard risks, which could be different than the rates you paid as an active employee for the same coverage.

For more information, contact The Standard Insurance Company at 800-378-4668.


Basic Life Insurance (Employer-Paid)

Portability: You may be eligible to take your basic life coverage (coverage you were automatically enrolled in and paid for by the CSU) with you if you leave the CSU. To continue your insurance under this provision, you must apply in writing and pay your first premium within 60 days of separating from the CSU.

Conversion: If you separate from the CSU for any reason, you may elect to convert your basic life insurance to an individual policy based on age and amount of coverage. No evidence of insurability is required if the application is mailed within 60 days of separating from the CSU.

For more information, contact The Standard Insurance Company at 800-378-4668.


Voluntary Group Critical Illness

Portability: You may be eligible to take your critical illness coverage (coverage you enrolled in and paid for) with you if you leave the CSU. You may be enrolled in this coverage after employment for as long as the CSU continues to offer insurance from the same provider you purchased insurance with as an active employee. To continue your insurance under this provision, you must pay your first premium within 31 days of separating from the CSU. The cost to you will be the same as if you were an active employee.

For more information, contact Aflac at 800-433-3036.


CalPERS Long-Term Care

CalPERS retirees also may continue to contribute to the CalPERS Long-Term Care Program. For information, contact CalPERS Long-Term Care at 800-982-1775.


Legal Plan

Portability: You may be eligible to take your MetLaw legal plan coverage (coverage you enrolled in and paid for) with you when you leave the CSU. You may continue this coverage after employment as long as the CSU continues to offer this group plan and you contact MetLaw (offered through MetLife) within 30 days of separating from CSU. Coverage is available for 30 months only, and you must pre-pay 30 months of the monthly rate ($21.70 X 30 = $651). No refunds issued.

For more information, contact MetLife at 800-438-6388.


Auto and Home Insurance

You may continue your auto and home insurance coverage with California Casualty as long as the CSU continues to offer this group plan. Contact them within 60 days of separation from the CSU.

For more information, contact California Casualty at 866-680-5142.