Retiree Dental Benefits

The CSU pays 100 percent of the monthly premium cost for dental coverage for all retirees and their eligible dependents, which includes a spouse or registered domestic partner and/or children up to age 26.

CalPERS maintains the dental benefit enrollment records for all eligible CSU retirees and processes retirees' dental enrollments.

CalPERS is responsible for maintaining contact information for all retiree dental communications, so it is important that you keep your home address up-to-date. This helps ensure you receive timely information about state-sponsored dental benefits that may be mailed to your home address by CSU or CalPERS. Address changes can be reported by completing the CalPERS Address Change Authorization and mailing the form to the address below (be sure to include your Social Security number and telephone number).

California Public Employees' Retirement System
Member Account Management Division
P.O. Box 942715
Sacramento, CA 94229-2715

If you are a retired CSU employee and have questions regarding your dental eligibility or enrollment, contact CalPERS, Member Account Management Division at 888-225-7377 or visit CalPERS.

New for Delta Dental PPO 2019 Plan:

Diagnostic and Preventive (D&P) Waiver

When you visit a PPO dentist, your diagnostic and preventive services (like cleanings and exams) will not count against your annual maximum.

Example Delta Dental Pays You Pay Your remaining maximum
Without D&P Maximum Waiver​$300.00$100.00​$1,200.00​
With D&P Maximum Waiver​$300.00$100.00​ $1,500.00

More information: Diagnostic-Preventive Waiver for Retirees (PDF)

SmileWay Wellness Benefit
The SmileWay Wellness Benefit offers enhanced coverage for retirees who qualify as “higher risk” (meaning those with a diagnosed medical condition such as diabetes, heart disease, HIV/AIDS, rheumatoid arthritis or stroke).

Expanded coverage includes one periodontal scaling and root planning procedure per quadrant of the mouth, per calendar year, covered at 100 percent. To use this benefit, retirees must opt in by calling Delta Dental at 800-626-3108.

More information: SmileWay Wellness Benefits for Retirees (PDF)


To be eligible for CSU retiree dental coverage, you must:

  • be a CalPERS benefits-eligible retiree or an eligible survivor who is receiving a retirement check from CalPERS; and
  • have retired from the CSU within 120 days of separation to maintain your benefits eligibility into retirement.

All CSU benefits-eligible retirees and their eligible dependents are eligible for basic dental coverage. 

Questions about eligibility can be directed to CalPERS at 888-225-7377.

Additional Information

How to Enroll or Make Changes

Contact CalPERS at 888-225-7377, or complete and submit a Retiree Dental Enrollment Change Request Form (PDF) to CalPERS.

Attention Retiree & Dental Administrators: Prior to an employee’s separation date, CSU retirees must complete the following dental enrollment form when requesting to enroll as a retiree: CSU Dental Enrollment Authorization (PDF)